DISCLOSURES & DISCLAIMERS

The particulars given in this Disclosure Document have been prepared in accordance with SEBI (Investment Advisers) Regulations, 2013.

The purpose of the Document is to provide essential information about the Investment Advisory Services in a manner to assist and enable the prospective client/client in making an informed decision for engaging Investment Advisor before investing.

For the purpose of this Disclosure Document, Investment Adviser is NerdyBird Wealth Advisory LLP (“Investment Advisor”)

DISCLOSURE TO CLIENTS

As per Regulation 18 of SEBI (Investment Advisers) Regulations, 2013
NerdyBird Wealth Advisory LLP
SEBI Registration No.: INA000020925

A. GENERAL INFORMATION

1. Name of the Investment Adviser:  NerdyBird Wealth Advisory LLP
   
   

2. SEBI Registration No.:  INA000020925
   
   

3. Registration Validity:  From August 11, 2025 – Perpetual (Until Cancelled)
   
   

4. Principal Officer & Contact Details:
   
   

   • Name: Shilpa Gole
     
     

   • Email: shilpa@nerdybird.in
     
     

   • Phone: +91 95868 55398
     
     

   • DOB: 24-04-1988
     
     

5. Correspondence Address:
   A 801, Block -A, West Gate Business Bay,
   NR Makarba Cross Road, Beside Signature -1,
   Makarba, Jivraj Park, Ahmedabad – 380051, Gujarat
   
   

6. Legal Status:
   LLPIN: ACL-1576 | PAN: AAXFN5995N
   
   

B. TERMS AND CONDITIONS OF ADVISORY SERVICES

Terms and conditions of advisory services are detailed in the client agreement. Please refer to the same for details.

 OR 

1. Mode of Operation:

Advisory services are rendered under a fee-only model through financial planning sessions, investment recommendations, and portfolio reviews, either in-person or digitally.

2. Nature of Advice:
   
   

   • Non-binding investment advice based on risk profiling and financial goals.
     
     

   • Execution of advice is the client’s discretion.
     
     

   • We do not handle client funds/securities.
     
     

3. Scope of Service:
   
   

   • Risk Profiling
     
     

   • Goal-based Planning
     
     

   • Investment Recommendations
     
     

   • Portfolio Reviews
     
     

   • Tax & Retirement Planning (advice-only)
     
     

4. Client Confidentiality:

All personal and financial information shared is treated as strictly confidential, except where disclosure is required under law or with client consent.

C. DISCLOSURES AS PER REGULATION 18

1. Affiliations:
   
   

   • NerdyBird Wealth Advisory LLP and its employees do not have any conflict of interest or affiliation with any product manufacturers, distributors, or intermediaries that may influence our advice.
     
     

2. Consideration/Compensation from Product Providers:
   
   

   • We do not receive any commission, referral fee, or incentive from third parties (mutual funds, insurance companies, brokers, etc.).
     
     

3. Investment Products and Risks:
   
   

   • All investment products carry market risks. Past performance is not indicative of future returns.
     
     

   • Clients must read all product-related documents before investing.
     
     

   • Investment in complex or structured products will be accompanied by adequate caution, and suitability will be assessed rigorously.
     
     

4. No Assured Returns:
   
   

   • NerdyBird Wealth Advisory LLP does not provide any guaranteed or assured returns on any investment.
     
     

5. Conflict of Interest:
   
   

   • In the event any conflict arises, it will be fully disclosed to the client at the earliest opportunity.
     
     

6. Disciplinary History:
   
   

   • No pending or past disciplinary actions have been taken by SEBI or any other regulatory authority against NerdyBird Wealth Advisory LLP, its partners, or employees.
     
     

7. Support for Grievance Redressal:
   
   

   • Client grievances may be addressed to shilpa@nerdybird.in
     
     

   • In case of unsatisfactory resolution, clients can escalate complaints to:
     
     

     • SEBI SCORES: https://scores.sebi.gov.in
       
       

     • SMART ODR Platform: https://smartodr.in
       
       

D. FEES AND CHARGES

1. Advisory Fees:
   
   

Fee structure is agreed upon in the Investment Advisory Agreement and is compliant with SEBI (Investment Advisers) Amendment Regulations, 2020.

2. Mode of Payment:
   All fees are to be paid only through banking channels. No cash transactions are permitted.
   
   

3. No Additional Fees:
   No other charges are collected other than those disclosed upfront in the client agreement.
   
   

E. RISK FACTORS

• Investments in equity, mutual funds, debt, or other instruments are subject to market risks.
  
  

• Economic and political conditions may affect performance.
  
  

• There is no guarantee of profit or protection against losses.
  
  

• Client is responsible for executing recommendations and must evaluate risk-return suitability before acting on the advice.
  
  

F. RECORD MAINTENANCE & COMMUNICATION

• All client communications and advice are recorded and maintained for a minimum of 5 years, as required by SEBI.
  
  

• We only communicate from official emails and phone numbers mentioned herein.

G. Mode of                    Complaint

Initial Redressal Time

Escalation

Email / Phone

Within 21 days

SEBI SCORES / SMART ODR

H. IMPORTANT LINKS

• SEBI SCORES – Online Complaint Portal
  
  

• List of SEBI Registered Investment Advisers
  
  

• Online Dispute Resolution (ODR)
  
  

I. FINAL DECLARATION

By engaging our services, you acknowledge that:

• You have read and understood all the disclosures.
  
  

• You are aware of your rights and obligations under the SEBI Investment Advisers Regulations.
  
  

• You understand the risks involved in investing and agree to seek clarification where needed.
  
  

B. General Disclaimers

1. Market Risk
   Investments in the securities market are subject to market risks. Past performance is not indicative of future results. Clients are advised to read all relevant documents carefully before making any investment decisions.
   
   

2. No Guaranteed Returns
   We do not offer, promise, or guarantee any assured or fixed returns under any circumstances. Beware of any claims from third parties claiming otherwise on our behalf.
   
   

3. Educational Content Disclaimer
   Any blogs, articles, social media posts, webinars, or educational content shared by us are for informational purposes only and should not be construed as investment advice unless accompanied by a formal advisory agreement.
   
   

4. Limitation of Liability
   While every effort is made to provide accurate and timely information, NerdyBird Wealth Advisory LLP is not liable for any losses or damages arising out of investment decisions made by clients based on the information shared or perceived.
   
   

5. Data Confidentiality
   All client information shared with us is kept strictly confidential and used only for advisory purposes unless legally required or explicitly consented by the client for disclosure.
   
   

6. Third-Party Links
   Any third-party links shared via our website or communication channels are for convenience and information only. We do not endorse or control the content of such external websites.
   
   

7. Amendments
   Disclosures and disclaimers are subject to periodic review and may be updated to remain compliant with regulatory changes and internal policy improvements.